2013-12-26 / News

Deadline next week for health coverage

The state health-benefits exchange has extended individual and small-employer plan selection and payment deadlines to ensure that more Rhode Islanders are able to have health insurance coverage on Jan. 1, 2014.

Individuals who select a plan by Tuesday, Dec. 31 and pay by Jan. 6 will be considered covered on New Year’s Day.

Small employers now have until Friday, Dec. 27, to select a plan for their employees. Payment must be made by Jan. 6 for coverage beginning on Jan. 1. Employers who purchase coverage for their employees through HealthSource RI may set a plan selection deadline of their choosing for their employees. However, plan selections may not be made later than Dec. 31, 2013.

Enrollees will not receive an ID card or welcome packet from carriers until after payment is made.

All HealthSource RI plans cover the same essential health benefits. Plans differ in how enrollees share costs such as deductibles, co-insurance and co-payments. If you have a pre-existing medical condition, you can’t be denied coverage or charged a higher premium.

The open enrollment period for individuals and families ends on March 31. Medicaid-eligible individuals may enroll throughout the year.

As these deadlines approach, we’re experiencing high call volumes and high walk-in traffic at our contact center,” said Jamestown resident Christine Ferguson, director of HealthSource RI. “We recognize that this has been a frustrating experience for some consumers. We are committed to providing Rhode Islanders with the highest level of customer service.”

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